Affordable monthly Programs
Pay over 6 or 12 months at 0% APR or up to 36 months at competitive rates.*
No prepayment penalties
Payback the loan in monthly installments and prepay at any time without penalty.
Fast and easy online Application
Get a decision in seconds. Checking your eligibility won't affect your credit score.
How does it work?
On any product page, click on the "pay over time" button to apply. Simply provide the basic information that is requested. Pre-qualification does not affect your credit score. Our partner Bread is committed to keeping your personal information secure and uses its technology to encrypt that data. If you are offered loan terms that are satisfactory to you, and have finished shopping, you can check out and complete your purchase right from Bread's application window. You will receive a confirmation email from Vidlogix. When your loan has started, Bread will reach out to you directly to coordinate payments.
Why was I not approved?
Unfortunately, we do not have any control over the underwriting decision. We would still encourage you to move forward with the transaction with an alternative payment option. Further, should you have any questions regarding your credit application with our financing partner, Bread, you can reach out to them directly at email@example.com or 844.992.7323 Ext. 1. You should also receive a notice from Bread regarding your application.
Pay Over Time
Check if you pre-qualify in seconds
*The term is for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 12 equal monthly payments of $83.33 at 0% APR, or 36 equal payments of $31.33 to $42.45 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval. Bread loans are made by Cross River Bank, Member FDIC.